How do you get proof of car insurance without a car?
claretta asked:
I had my brother listed as a driver on my insurance policy and he is moving so will no longer be using my car. The insurance company is requiring that I show proof of insurance before removing him from the policy. They are telling me there is no other way to remove him from the policy due to a DUI charge. Is it even possible to get car insurance without a car? What should I do?
Kansieo.com
I had my brother listed as a driver on my insurance policy and he is moving so will no longer be using my car. The insurance company is requiring that I show proof of insurance before removing him from the policy. They are telling me there is no other way to remove him from the policy due to a DUI charge. Is it even possible to get car insurance without a car? What should I do?
Kansieo.com
rosa
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If you have an insurance company that is refusing to allow you to remove an authorized driver from your policy unless you PROVE the authorized driver has insurance elsewhere, it’s time to get a new policy in place at another company and then drop your current insurance. That is ridiculous.
If you want to stay with that company for some reason (although I couldn’t think of any) you might call your agent and ask why you need to do that, and tell him you will switch if you can’t, and see what happens. Try this site to find the best car insurance
Here you can get quotes from different car insurance companies in your area, its the best way to find an affordable car insurance with a reliable company.
cheezyhill
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You are not your brother’s keeper. I would suggest you call your insurance agent up and tell him to get his act together or to take a hike.
Only the owner of the car is required to have insurance (in most states). They may be concerned if he still lives with you (at the same mailing address) but you have a right to determine who is an authorized driver. I would suggest you call up your local Department of Motor Vehicles and get the real scoop on the law in your state.
Sounds to me like the wrong person is getting taken for a ride.
Lam Sanders
Create a video blog…instantly.
Insurance companies do not care whether you show them a car, however they need the registration papers of the car in order to process the insurance. If it is legal to drive, (because you are incapable, or the steering wheel is missing, or you got kicked off the road because of a DUI is a legal issue that is your problem. If a cop stops you and finds that you have a DUI against you, you are fined for A. not having insurance(because of a DUI, insurance companies do not cover you). And the cost of that fine comes out of your pocket. If you get into an accident and even if it is the other guys fault 100% THEY will NAIL you. Because you are not even suppose to be there.
Dr. Strangelove
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Wait a minute. Your insurance company that insures your car, is asking for proof of insurance ? *** is wrong with them. He’s off the policy, and they’re done with him. I don’t get it. Maybe now that your brother is gone, you should look for a new insurance company.
Michael
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You can get insurance without a car. It is called SR-22 and is assigned to your license. He probably has that insurance as part of your policy because of his previous problem. That’s why he needs to get his own through another agency.
ms manners
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Obviously, someone who does not drive does not need car insurance.
They are most likely concerned that he will still be living with you and driving your car, but that you do not want to pay to have him on the policy.
Did you explain to them that he is moving out? If not, make that clear, and tell them he has alternate transportation, so he will not be driving.
If you have already done that, take it up the ladder (ask for a supervisor) until you get someone who has some common sense.