Steve asked:


The difference in my car insurance quote from the bare minimum ($356.50) to second or third in each category ($1,422.90) is over a thousand dollars. This is for a 6-month quote.

I’m a very safe driver and have never been in an accident that is my fault. Someone rear-ended me once but there was only damage to his car.

Should I risk going with bare minimum coverage? What do other people out there do? What level of insurance do you guys have?

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