Renters Insurance?
kathrine444 asked:
Is renters insurance for an apartment quoted at 150.00 dollars a year with a deductible of 500.00 dollars reasonable. This will include theft, fire, hail and wind damage, liability and any overflow damage. Any advice is appreciated. Thanks.
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Is renters insurance for an apartment quoted at 150.00 dollars a year with a deductible of 500.00 dollars reasonable. This will include theft, fire, hail and wind damage, liability and any overflow damage. Any advice is appreciated. Thanks.
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johndeere2510
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Very reasonable.
You need to have renter’s insurance to protect your possessions. get it as soon as you can.
libaki
Kansieo.com
Sounds pretty reasonable to me. Last year I had an annual premium of $350 but we have a lot of stuff ( family of three) and additional jewelry riders.
Landlord
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Amazingly cheap. Check them out and make sure you are dealing with a reputable company.
Atlanta Realtor
Kansieo.com
Yes, this is a much better rate than I had as a renter- I was paying about 180 a month for similar coverage and I had the best deal of all my neighbors!
Sarah K
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I work for an insurance company and yes that is a very reasonable price. Make sure that if you have any high ticket items to add these as a rider on your insurance (ie. jewelry, coin collections, antiques, etc.)
Get the insurance. If anything happens it will protect you.
robert w
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very good deal and best return of investment.
acermill
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That’s an appropriate price for renter’s insurance. You might find something a bit less expensive, but not a great deal less.
Choqs
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That is reasonable. One of the apartments in my complex had a fire and you wouldn’t believe how many people lost everything. Even those whose apartment hadn’t actually burned were destroyed by smoke and water damage. $150.00 a year is nothing compared with what you’ve got to lose.
ernesto_tig
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The premium is reasonable; take a life lesson and read the policy and the coverages before you make the purchase. Some things to look for:
I didn’t see loss-of-use coverage listed above, make sure you get that and also insure your stuff at replacement cost.
Also, note the level of service you get from the agent you’re purchasing from; this is usually a good indicator of the level of service you’ll get if you really need them. Good luck.