What’s the difference between non-owner’s car insurance, and a car that’s fully covered?
John D asked:
My boyfriend has a car that is in his name, and he is fully insured through the car. But, I need to drive it every once in a while and I don’t want to be screwed if I get in an accident. Will his insurance cover me while I drive his car, if he gives me permission to, or do I need to get non-owner’s insurance to cover my ***? If so, what is the best company I can go to, or is non-owner’s car insurance called something else?
KATHIE
My boyfriend has a car that is in his name, and he is fully insured through the car. But, I need to drive it every once in a while and I don’t want to be screwed if I get in an accident. Will his insurance cover me while I drive his car, if he gives me permission to, or do I need to get non-owner’s insurance to cover my ***? If so, what is the best company I can go to, or is non-owner’s car insurance called something else?
KATHIE
odzookers
If you drive it with his permission, you’re covered. Have him call his agent to be certain.
Julie S
Most companies will extend coverage on an incidental basis. There are some companies who only will cover the driver listed on the policy. Only a call to the agent will let you know for sure. If his company will not extend the coverage, you could ask him to have you listed as a driver on his policy. You could get non-owner coverage, but that would probably cost a lot more than just adding you to his current policy. Good luck!
MARGARE T
Perhaps it is best to do some homework of your confusing field before accepting others’s suggestion.Here is a great start point.