Hi Jessica,

It is hard to say what your insurance will be. It is definitely to your advantage that you have good grades. Be sure to ask for a discount for that. Also, it is cheaper to be added to your parent’s policy, so if they have a good driving record, that will help. Another thing you can do to reduce your rates is to take a defensive driving course. See if there is one in your area that is reasonably priced. It will be good for you as well as save you money in the long run.

It is pretty easy these days to get free online insurance quotes if you folks want to put in their details on the online forms. Some companies will take your info. and then in a few minutes come back with the best prices from several different insurance companies. That is what I like to do. Check with a few different ones, because you can get different rates depending on the service you use.

Hope that helps. Safe driving!

When I was you age and driving a 95 ford escort wagon it was about 87 a month,…. hope that helps…
Through American Family Insurance
I was on my parents policy

There are many other factors used to determine insurance rates besides what you’ve provided. Where you live, how far you drive, what kind of vehicle all make a difference. Have your parents check with their agent. At 16, you’ll be too young to have you’re own insurance coverage.

It also depends on the kind of car and it’s condition. It’s a very confusing proscess…

permit drivers in ohio have to be in their parent’s policy because that is the only cars they are permitted to drive…

depends on the state….